Mortgage Checklist

The following information is usually required during the loan process:
 

• Your Social Security number

• Verification of Employment with Gross income

• Current last 30 days pay stubs (If self employed: tax returns for the past two years)

• Bank statements for the past two months

• Investment account statements for the past two months

• Life insurance policy

• Retirement account statements for the past two months

• Make and model of vehicles you own and their resale value

• Credit card account information

• Auto loan account information

• Personal loan account information

If you currently own Real Estate:
 

• Mortgage account information

• Home insurance policy information

• Home equity account information (if applicable)

Printable Forms and Handbooks

The following documents are commonly used during the loan process.

Handbooks:

• Shopping for Your Home Loan: Settlement Cost Booklet

• Your Home Loan Toolkit, A step-by-step guide 

• Consumer Handbook on Adjustable Rate Mortgages (ARM)    

Forms:

• Borrower's Certification and Authorization 

• Credit Report Authorization and Release

• Tax Information Authorization   

• The Federal Equal Credit Opportunity Act

• The Housing Financial Discrimination Act of 1977 Fair Lending Notice